GroundBreak is built on a simple premise: communities know the solutions to their problems. Our job is to ask them what they need, and then put real capital behind it.
We wanted to better understand how this work contributes to financial inclusion, so we brought in an independent researcher to break it down. Here’s what they found:
For every dollar invested in helping families buy homes, communities see $5.25 in return.
Across 11,000 households, that’s $283 million invested and $1.48 billion in economic benefits over time. Each family sees about $132,000 in lifetime gains.
The analysis found that stable homeownership is tied to higher, steadier household earnings. The impact reaches children, too. When families stop moving, children are more likely to stay in the same school and to graduate. Stable homeownership also strengthens mental health, with measurable drops in depression, and makes homes safer. This kind of stability carries across generations.
The people our financial system has served the least gain the most.
The racial homeownership gap in our region is the widest in the country, and it isn’t closing on its own. Every wealth builder that crosses that line is building a legacy, and when more people have the stability and opportunity to build wealth, the whole region becomes stronger for it.
Read the rest of the report here.
In Gratitude,
The GroundBreak Coalition Team
