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Melvin Carter

Senior Advisor

Melvin is a nationally recognized systems innovator and two-term Mayor of Saint Paul known for advancing equity-centered, community-driven change. As chief executive of an $800 million municipal enterprise, he has led transformative public-private partnerships, guided the city through overlapping crises, and launched nationally recognized models such as Community-First Public Safety and CollegeBound Saint Paul. Melvin brings operational rigor and a deeply human leadership philosophy focused on generational impact and inclusive economic growth.

Drinal Foster

Chief Impact Officer

Drinal oversees performance measurement, operational excellence, and long-term impact tracking for GroundBreak Coalition, ensuring its transformational goals are matched by disciplined execution. A 30-year Wells Fargo veteran and Senior Vice President, she has led enterprise-wide operational and customer engagement initiatives with a strong focus on equity and inclusion. An award-winning executive and civic leader, Drinal brings deep systems expertise to align strategy, accountability, and innovation in building a more inclusive financial system.

Mike LaFave

Chief of Staff

Mike serves as Chief of Staff for the GroundBreak Coalition, overseeing governance, operations, and coordinated implementation as the organization expands its impact. With more than 25 years of senior leadership in community development—including roles at Family Housing Fund, Project for Pride in Living, and Neighborhood Development Center—he has dedicated his career to expanding access to housing, capital, and entrepreneurship. Mike brings strategic discipline and partnership-driven leadership to advance equitable wealth building across Minneapolis–St. Paul.

Gwen King-Lunde

Executive Administrator & Operations Coordinator

Gwen serves as Executive Administrator and Operations Coordinator for the GroundBreak Coalition, strengthening cross-functional coordination and ensuring the organization’s operations run seamlessly in service of its mission. With a background in nonprofit administration, executive support, and program management, she brings expertise in stakeholder engagement, budget oversight, and high-level communications.

Eric White

Chief Investment Officer

Eric leads the Capital Mobilization aspects of the GroundBreak Coalition, ensuring that our financial institution and community lending partners in entrepreneurship, homeownership, and neighborhood development are working seamlessly in support of the wealth builders we serve. With nearly 20 years experience in impact and investing, mobilizing hundreds of millions of dollars for economic justice at Cogent Consulting, the Bush Foundation, and The Financial Services Consulting Group, mobilizing capital equitably is his life’s work.

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Adair Mosley

CEO

Adair leads the GroundBreak Coalition with a deep commitment to equity-driven transformation and creating new pathways for generational prosperity across Minnesota. With more than a decade of experience leading social impact organizations—including serving as CEO of African American Leadership Forum and President & CEO at Pillsbury United Communities—his career has been dedicated to rallying talent, launching innovative initiatives, and building a more equitable financial system for all.

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What is ABH (Advancing Black Homeownership)?

This first-of-its-kind program combines flexible underwriting criteria with financial assistance to help Black or African-American buyers overcome historically inequitable housing practices and buy their first home. The ABH Community Fund is a collaboration between the Minnesota Homeownership Center, Twin Cities Habitat for Humanity, Build Wealth Minnesota, NeighborWorks Home Partners, PRG, Inc., Project for Pride in Living (PPL) and GroundBreak Coalition.

Meet the Team

Coalition Partners,

I’m proud to introduce GroundBreak’s first established executive leadership team. 

This moment matters. It signals maturity. It signals momentum. And it signals our commitment to building the kind of infrastructure that lasts beyond any single phase or personality.

Please join me in welcoming:

Eric White
Chief Investment Officer

Eric leads investment strategy and capital mobilization across homeownership, entrepreneurship, and neighborhood development. With 20 years in impact investing, he has mobilized hundreds of millions of dollars for economic justice through leadership roles at Cogent Consulting, the Bush Foundation, and The Financial Services Consulting Group.

Mike LaFave
Chief of Staff

Mike leads operations, governance, and coordinated implementation. With more than 25 years in community development leadership — including roles at Family Housing Fund, Project for Pride in Living, and the Neighborhood Development Center — he ensures our vision is matched by disciplined execution and durable systems.

Drinal Foster
Chief Impact Officer

Drinal brings more than 20 years of financial services and HR leadership experience. A 28-year Wells Fargo veteran and Senior Vice President, she brings deep expertise in enterprise transformation, operational excellence, and measurable community impact.

Gwen King-Lunde
Executive Administrator and Operations Coordinator

Gwen brings experience in executive support, program management, and nonprofit operations. Grounded in research and racial justice, she strengthens the connective tissue of our coalition — combining structure, care, and authentic relationship-building to advance meaningful work.

GroundBreak was never meant to be a program. It was always meant to be a shift. Now we enter into the next era of GroundBreak with a new look and a new feel – grounded in truth.  

From the beginning, this coalition has shared a belief: talent is everywhere. Vision is everywhere. Readiness is everywhere. Opportunity is not.

Across our region, families prepared for homeownership face structural barriers. Entrepreneurs with viable models struggle to access growth capital. Community developers with transformative projects encounter financing gaps that stall momentum. These patterns are not accidental — they are the result of how capital has historically flowed.

GroundBreak exists to change that flow.

We are building coordinated infrastructure that aligns private capital with community vision across homeownership, entrepreneurship, and neighborhood-scale commercial development. By structuring capital differently, improving loan-to-value ratios, and aligning partners around shared outcomes, we unlock transactions that otherwise would not happen. Not through public subsidy. Not through short-term fixes. But through durable systems designed to expand access over time.

This is long-term work. It is practical. It is disciplined. And it is deeply values driven.

Our ambition is bold: expand access to homeownership, strengthen pathways for entrepreneurs to scale sustainable businesses, and enable catalytic development that builds wealth and stability within neighborhoods across the Twin Cities. We measure success by what endures — families remaining stable, businesses growing, projects performing, and equity that stays rooted in community.

I am deeply honored to serve alongside this team, and alongside all of you.

GroundBreak is not just coordinating capital. We are building the conditions for shared prosperity. We are demonstrating that when institutions align around shared values and shared outcomes, markets can expand opportunity rather than restrict it.

Thank you for being part of this movement. The work ahead is significant — and so is the possibility.

With gratitude and momentum,

Adair Mosley
Chief Executive Officer
GroundBreak Coalition

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