To build a thriving economy that works for everyone, we needed a breakthrough. So we created one.
About us
GroundBreak exists to make wealth building possible for the people and communities who have been excluded from it for generations. When you’re working to buy a home, grow a business, or bring a commercial development to life, you deserve a financial system that sees your potential – not your risk. We’ve built that system.
GroundBreak brings together financial, social, cultural, and symbolic capital to open new pathways for homeowners, entrepreneurs, and community developers. Together with more than 40 regional partners, we’re mobilizing $5.4B over 10 years to unlock down payment assistance, business capital, and development financing that make generational wealth achievable.
Nearly $1B is already committed. And it’s moving directly to families, business owners, and neighborhoods to fuel opportunity, strengthen communities, and grow the region’s prosperity from the ground up.
OUR TOOLS
We offer practical, flexible financial tools designed to help you move forward with a system that works for you.
Up to $50,000 in forgivable down payment assistance
forgivable downpayment assistance loans to make homeownership possible.
low-interest growth loans for entrepreneurs
low-interest growth loans for small businesses to expand and hire.
Patient, low-cost capital for development
to help developers bring projects to life.
Stories That Prove It Works
Behind every investment is a breakthrough.
- A Minneapolis father once denied a $160,000 mortgage is now a homeowner of a $360,000 duplex—creating stability and generational wealth.
- 74 homeowners have already unlocked over $16 million in traditional mortgages, demonstrating that access to capital—not ambition—is the missing piece.
- GroundBreak-backed developers are bringing vibrant, safe, and diverse corridors to life across the Twin Cities, proving communities thrive when given equitable access to resources.
OUR IMPACT
No single actor can close the racial wealth gap. GroundBreak is proof that when sectors align, systems change
-
40+ partners—banks, philanthropies, businesses, and government agencies—are pooling expertise and capital around a shared mission.
- Together, they’re creating inclusive, blended financing structures that make equity scalable and sustainable.
- The result: a regional model for collective prosperity, built by community, powered by partnership, and grounded in justice.
Latest News & Updates
A Call to Chosen Hope & Collective Action
GroundBreak is building a lean, powerful team to partner with Adair to unlock capital for equitable economic development. Keep reading to learn more about the positions – and please share widely with your networks!
GroundBreak Coalition Names Adair Mosley as First Chief Executive Officer
The GroundBreak Coalition proudly announces that Adair Mosley will serve as our first Chief Executive Officer, beginning September 15. This is a pivotal moment in our journey as we begin to scale equitable financial systems change across the region.
How the GroundBreak Coalition Is Taking on the Racial Home Ownership Gap
KJ Rolenc and Michael Shelton have been doing everything society expects from them. The two men, both single fathers, are present and raising their children. Shelton works for a Minneapolis sports‑related nonprofit that supports kids and, on the side, serves as executive director of another sports‑related nonprofit that’s also focused on young people. Rolenc is one of those people who — if the American myth that hard work alone pays off were actually true — would probably be a wealthy CEO by now. In addition to working as a program manager at a drop‑in shelter for homeless youth, Rolenc has formed his own nonprofit, does consulting and trainings for other nonprofits, and he’s a licensed Minneapolis realtor.