To build a thriving economy that works for everyone, we needed a breakthrough. So we created one.
About us
GroundBreak is creating a new financial system designed to expand access to homeownership, entrepreneurship, and neighborhood development. We have mobilized nearly $1 billion in commitments and begun directing resources where traditional finance has fallen short—so that wealth building is no longer out of reach.
We believe that wealth should be accessible to all. By centering equity and community-led solutions, we are driving transformational change that builds a stronger middle class, fuels inclusive economic growth, and secures generational prosperity for Minneapolis-St. Paul and beyond.
OUR TOOLS
A new financial system engineered from the end user up with inclusive products our old system was missing:
$50,000
forgivable downpayment assistance loans to make homeownership possible.
low-interest growth loans
low-interest growth loans for small businesses to expand and hire.
Patient, low-cost financing
to help developers bring projects to life.
Whether you’re a family ready to buy a home, an entrepreneur with customers to serve, or a developer with a vision for your community, GroundBreak is open for business and ready to partner with you.
THE OPPORTUNITY
Financial Pathways Built for You
If barriers have kept you from buying a home, growing your business, or developing your community, GroundBreak offers new financial pathways designed to fit your needs. Our coalition of experts and partners is ready to help you access the capital and support you deserve.
Stories That Prove It Works
Behind every investment is a breakthrough.
- A Minneapolis father once denied a $160,000 mortgage is now a homeowner of a $360,000 duplex—creating stability and generational wealth.
- 74 homeowners have already unlocked over $16 million in traditional mortgages, demonstrating that access to capital—not ambition—is the missing piece.
- GroundBreak-backed developers are bringing vibrant, safe, and diverse corridors to life across the Twin Cities, proving communities thrive when given equitable access to resources.
OUR IMPACT
No single actor can close the racial wealth gap. GroundBreak is proof that when sectors align, systems change
-
40+ partners—banks, philanthropies, businesses, and government agencies—are pooling expertise and capital around a shared mission.
- Together, they’re creating inclusive, blended financing structures that make equity scalable and sustainable.
- The result: a regional model for collective prosperity, built by community, powered by partnership, and grounded in justice.
Latest News & Updates
A Call to Chosen Hope & Collective Action
GroundBreak is building a lean, powerful team to partner with Adair to unlock capital for equitable economic development. Keep reading to learn more about the positions – and please share widely with your networks!
GroundBreak Coalition Names Adair Mosley as First Chief Executive Officer
The GroundBreak Coalition proudly announces that Adair Mosley will serve as our first Chief Executive Officer, beginning September 15. This is a pivotal moment in our journey as we begin to scale equitable financial systems change across the region.
How the GroundBreak Coalition Is Taking on the Racial Home Ownership Gap
KJ Rolenc and Michael Shelton have been doing everything society expects from them. The two men, both single fathers, are present and raising their children. Shelton works for a Minneapolis sports‑related nonprofit that supports kids and, on the side, serves as executive director of another sports‑related nonprofit that’s also focused on young people. Rolenc is one of those people who — if the American myth that hard work alone pays off were actually true — would probably be a wealthy CEO by now. In addition to working as a program manager at a drop‑in shelter for homeless youth, Rolenc has formed his own nonprofit, does consulting and trainings for other nonprofits, and he’s a licensed Minneapolis realtor.